⚠️ WARNING: THIS SITE EXISTS TO EXPOSE LQUIDPAY.FINANCE ⚠️
This is not the official LQUID PAY website. This site was created to expose the truth about LquidPay.finance — a platform we believe is operating fraudulently. We are not impersonating them. We are whistleblowers trying to protect everyday people from losing their money. Proceed with extreme caution if you are considering signing up, connecting a crypto wallet, or providing personal information to LquidPay.
Welcome to the Real Truth About Lquid Pay
About Lquid Pay (Formerly 9PAY)
Lquid Pay, rebranded from the notorious 9Pay, promises revolutionary crypto credit card services and seamless transactions. However, behind the sleek marketing lies a web of deception, false promises, and outright lies. This website is here to expose the truth, warn potential victims, and dismantle the facade of legitimacy they hide behind.
Why the Rebranding?
The sudden transition from 9Pay to Lquid Pay wasn’t a rebranding for innovation—it was a desperate move to evade scrutiny. Following investigative reports exposing 9Pay’s fraudulent claims, the team behind it hoped a fresh name would erase its tainted past. But as the saying goes: “A scam by any other name is still a scam.”
Lquid Pay relies on copying the branding of legitimate companies to appear credible. For example:
- D0D0.app (Scam) vs. Dodo.com (Real)
- Capital 3.0 DAO (Scam) vs. Capital 3.0 DAO (Real) or 3.0 Capital (Real)
- 9Pay.vc (Scam) vs. 9Pay.vn (Real)
- Bitcoin Code (Scam) vs. Bitcoin Code (Real)
- LquidPay (Scam) vs. Liquid Group (Real)
- Protocol Yield and App (Scam) vs. Zignaly and App (Real)

Red Flags and False Claims
- Fabricated Partnerships:
Lquid Pay advertises affiliations with global giants like Visa, Mastercard, and major merchants. In reality, Visa Inc. has publicly denied any relationship with Lquid Pay (formerly 9Pay), and there are no verified contracts with any of the companies they claim to collaborate with. - Unverified Features:
The platform boasts crypto-to-fiat conversion, cashback rewards, and global acceptance. However, these features remain unproven, and supposed user testimonials are either fabricated or grossly exaggerated. - Bloomberg’s Exposé:
According to Bloomberg, Lquid Pay founder SHAVEZ AHMED SIDDIQUI operates out of a luxury Dubai condo while falsely claiming to consult with regulators and build groundbreaking fintech projects. VARA (Virtual Assets Regulatory Authority) confirmed they’ve never even heard of him. - Brand Mimicry for Credibility:
Lquid Pay frequently copies the branding and visual language of reputable institutions to appear trustworthy. This includes website layouts, design elements, and legal phrasing—none of which indicate legitimate partnerships.

What Does Lquid Pay Offer? (And Why You Should Stay Away)
- Crypto Credit Cards:
Lquid Pay claims to offer seamless crypto-to-fiat payments, low transaction fees, and global merchant acceptance. In reality, none of these promises are substantiated. Early adopters report that the cards either never arrive or are completely non-functional. - Global Merchant Accessibility:
The company advertises compatibility with over 100 million merchants worldwide. However, there is zero verified evidence of successful transactions with major platforms like Amazon, eBay, or even local retailers. - Incentives and Cashback Rewards:
The cashback program is a joke. Advertised percentages are so low they’re meaningless, and the fine print reveals hidden conditions and reward caps that prevent users from receiving any real benefit.

How They Scam You
- Pre-Sale Investment Scheme:
Potential users are enticed to invest in pre-sale offerings of Lquid Pay cards, with promises of exclusivity and early access. Once they pay, they receive either a non-functional card or no card at all. - Staking and Passive Income Promises:
Lquid Pay promotes staking options for passive income, which is essentially a thinly veiled Ponzi scheme. Early participants are paid with the funds of newer recruits, and when the influx dries up, the whole system collapses. - Disappearing Act:
Like many scams, Lquid Pay is structured to collapse and disappear after enough funds are siphoned off, leaving victims without recourse.
SHAVEZ AHMED SIDDIQUI aka Shavez Anwar: The Man Behind the Scam
As CEO of Lquid Pay, SHAVEZ AHMED SIDDIQUI has a storied history of involvement in crypto scams, including StableDAO, We Are All Satoshi, and now Lquid Pay. His bold claims of consulting with regulators and building innovative crypto tools are contradicted by public denials from legitimate institutions. Operating out of a luxury Dubai apartment, Anwar continues to prey on unsuspecting investors with a mix of charm, deception, and false promises.

How to Spot a Scam Like Lquid Pay
- Too Good to Be True:
Lquid Pay promises high returns, seamless global transactions, and exclusive benefits. These are classic scam tactics—designed to lure in hopeful investors. Always approach such grand claims with extreme caution. - No Verifiable Partnerships:
Lquid Pay falsely claims to work with major players like Visa and Mastercard. Visa has publicly denied any association. When a company makes bold partnership claims without proof, it’s a glaring red flag. - Unproven Technology:
Buzzwords like blockchain, staking, and crypto rewards are thrown around to appear cutting-edge. But without a working product, verified tech, or peer-reviewed audits, these claims are just smoke and mirrors.

What to Do If You’ve Been Targeted
- Report the Scam
Notify your local consumer protection agency or financial regulatory body about your experience with Lquid Pay. Every report helps build a case against this fraudulent operation. - Share This Page
Help others stay safe—share this page with your network, social media groups, or anyone who might be targeted. Public awareness is the best defense. - Seek Legal Advice
If you’ve lost money, contact a lawyer who specializes in cryptocurrency fraud. You may be eligible for recovery or compensation depending on your jurisdiction.
Final Thoughts
Lquid Pay is not a revolutionary crypto payment solution—it’s a cleverly marketed scam designed to prey on the uninformed. Our mission is to save potential victims, expose scammers like SHAVEZ AHMED SIDDIQUI, and shine a light on fraudulent schemes masquerading as innovation.
If you’re here considering Lquid Pay, consider this your final warning: Stay far away.